Frugal gifting.

As I sit here writing this post I’m thinking about those of you who are in a similar boat as us, struggling to make ends meet. That doesn’t make me hate the holidays though, hopefully it doesn’t you either.  After all, the holidays shouldn’t be...

Going dental with no insurance.

We don’t have dental insurance – and I imagine many other families go without this too – however, dental care still is a must. I’ll admit, I don’t even like having my teeth cleaned much less a cavity filled.  We’ve handled the...

10 Baby Steps to Saving Big with Coupons

I was just reflecting on a shopping trip I had recently at Giant Eagle where a total stranger saw me and my coupon binder and asked if I used coupons. “Big time” was my reply. She said she had just attended a workshop on coupons held at Malone College. We...